Making a health insurance claim
STEPS | PLANNED | EMERGENCY | Reimbursement policy |
1 | Go to the hospital and present your insurance card | Get admitted to hospital. Present insurance card. | Get admitted to hospital. Present insurance card. |
2 | Hospital coordinates with insurers | Hospital treats you. | Hospital treats you. |
3 | Insurers ask documents from Hospital | You pay the hospital bills. | |
4 | Insurer authorize the procedure in line with your policy | Insurer ask for complete treatment records | |
5 | You get treatment | Insurer ask for all invoices and receipt of the payment made | |
6 | Insurers settle claim and bills | Insurers settle claim and reimburse according to Health policy |